Pay-ins
Accept payments via mobile money and cards with customizable checkout experiences
Mobile Money Integration
Support for MTN Mobile Money, Orange Money, and other regional mobile money providers
Card Payments
Accept Visa, Mastercard, and local card payments with robust security and fast processing
Customizable Checkout
Branded checkout experiences that match your website or app design
Real-time Notifications
Instant updates on payment status via webhooks, email, or SMS
Compare All Features
See how different plans compare and find the perfect option for your business needs
View Feature ComparisonCompare Plans
Choose the plan that best fits your business needs
Mobile Money Operators
Card Payments
Easy to Integrate
Integrate Zikopay into your application with just a few lines of code
curl -X POST "https://api.payment.zikopay.com/v1/payments/payin/card" \ -H "X-API-Key: zikopay_pk_AQMCy8TCaA9GjAlC3aFv9ZKC6inBNck8" \ -H "X-API-Secret: zikopay_sk_Ay0q0M4Ynym6IOzh92YTZVwvwUM2zVH3obhNoGZcRZO378B3IyJTKVATga27MM4E" \ -H "Accept: application/json" \ -H "Content-Type: application/json" \ -d '{ "amount": 200, "currency": "XAF", "operator": "visa", "return_url": "https://your-website.com/success", "cancel_url": "https://your-website.com/cancel", "callback_url": "https://your-website.com/webhook", "description": "Payment for order #12345", "payment_details": { "product_name": "Premium Plan" }, "customer": { "name": "John Doe", "phone": "696447002", "email": "john@example.com" } }'
Response
Status: 200 OK{ "status": "success", "message": "Payment request created successfully", "data": { "reference": "TXN174506674372585E", "amount": 200, "currency": "XAF", "operator": "visa", "status": "pending", "checkout_url": "https://checkout.zikopay.com/p/TXN174506674372585E", "expires_at": "2025-04-20T15:30:45Z" } }
Get API Keys
Sign up for a Zikopay account and generate your API keys from the dashboard
Make API Request
Integrate the API into your application using our client libraries or direct API calls
Receive Payments
Start accepting payments in your application through our secure payment gateway
Ready to Transform Your Payment Experience?
Join hundreds of businesses using Zikopay to process payments across Central and West Africa
Mobile Money Operators
Uptime Guarantee
Technical Support